HomenewsStarting a part-time UG?...

Starting a part-time UG? Tax office, health insurance & Co?

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When founding a company, no distinction is made between full-time and part-time foundation in most cases. It only matters to the health insurer if self-employment requires more or less than 15 hours a week (or 20 hours a week for some insurance companies). If you're below this, you don't have to pay your own self-employment health insurance. A prerequisite for the elimination of the separate health insurance is that full-time employee income remains the main income and no start-up grants are obtained from the employment office (in principle, but not exactly the same rules everywhere) .

This is where you should plan something: In principle, if the health insurance companies recognize the obligation to take out insurance, the minimum calculation basis for calculating the premium is still used – currently it is 945 euros (as of 2015). If the health insurance company were to classify you as a part-time self-employed person according to the applicable contribution rates, this would in any case result in costs for the additional health insurance of around 180 euros per month. If income is low, it can also become a real burden.

All other start-up formalities are basically the same for full-time and part-time start-ups. This also applies to the UG.
Of course, the accounting and other obligations also remain the same whether you run the business full-time or part-time.

In principle, part-time start-ups are even beneficial in many cases: you get to know the market and market conditions in peace, you have the opportunity to develop and test sound market strategies and tactics without pressure to make a profit, and you can build a customer base without any pressure to turn a profit. In addition, a permanent source of investment is available through principal income, which can also be very beneficial for building a solid market position.

See also  Startups are the future of the economy

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