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Online banking becomes smartphone banking
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Classic online banking is becoming smartphone banking. For the first time, two-thirds (67%) of online banking users are using their mobile phones. One year ago it was 64%, three years ago it was only 52%. For the first time, half of people over 65 who bank online are using their smartphone to do so. A
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Become self-employed as a winemaker – set up your own winery
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5/5(3)THE history of wine it probably dates back to 8,000 years ago. So it has fascinated people for a long time. Some see it only as a delicious accompaniment to food, others as a real passion. In the latter case, you should think about starting your own winery. To be successful as a winemaker, you
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Top Coworking Spaces Mainz/Wiesbaden – List 2021
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Attention update: Although the neighboring cities of Mainz and Wiesbaden get along well and it is not difficult to cross the only dividing bridge when looking for a coworking space… The many coworking spaces make it necessary to create a separate overview for Mainz and Wiesbaden. That's why you can now find the
Finally, employee participation should also become more attractive in German startups
A recently announced Future Financing Act bill provides significant improvements for employee equity ownership in startups. Bitkom president Achim Berg explains: “The changes that have now been announced are really good news for our startup scene and for Germany as a technology location. With a financially more attractive employee participation, German start-ups can finally move
Inventory management, financial accounting, green office: Sage50 ensures a good climate
5/5(3)Inventory management, financial accounting, order processing – small businesses and start-ups need simple solutions for complex tasks. It is better to use software that takes care of the organization of the various processes. Say 50 masters this Simple interaction between business and accounting - and it might even make your office greener. Anyone who chooses
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Passau start-up study: Unequal ownership distribution in the founding team leads to more innovation
5/5(1)From the very beginning, founders should think about how to distribute ownership shares in their company among themselves. Researchers from the University of Passau, the ZEW – Leibniz Center for European Economic Research in Mannheim and the IÉSEG School of Management in Paris have found that teams are more innovative when ownership is unevenly distributed.
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Taxes: how is the distance allowance calculated?
5/5(5)NO. In principle, the journey to work can only be assessed as a simple flat-rate travel allowance from the place of residence to the place of work. For example, if the work is 15 kilometers from home, the taxpayer can declare 15 x €0.30 = €4.50 per working day in his tax return. Answers for
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Once a tax return, always a tax return?
3.5/5(4)NO. Once a taxpayer has filed a voluntary tax return, he does not oblige him to file a return in subsequent years. However, it is possible that the tax office will ask the taxpayer to file a return after a one-off payment – in which case he must comply with this request. Answers for you:
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Develop an app, plan costs and market it: in 6 steps you can earn with your app
4.5/5(2)Step 1: Develop the app - brainstorm and visualize Some good ideas come as a surprise: they pop up one morning and you can start building an app right away. However, if you're not lucky enough to be "haunted" by such an idea, there are other, more systematic ways to generate ideas. For example, you
The pandemic is accelerating change in the world of work
Home office, flexible working hours and new forms of cooperation: the modernization and digitization of the world of work has accelerated further during the coronavirus pandemic. Currently, half of all employees (50 percent) in Germany work fully or partially in the home office or on the move. There is great support for more flexible forms
XRechnung 2022 – that's all, MUST be on the XRechnung tip
5/5(1)You are all familiar with e-invoices (electronic invoices): You often send them to your customers in PDF format. But this is not really legally safe and data protection compliant and, above all, technically reasonable. Therefore, the EU has approved a regulation on how digital invoices should be created. Since November 2020, this requirement has been
Improve your creditworthiness: so you get loans easier as a self-employed person
Self-employed people usually have a much harder time getting a loan. Banks check very carefully, especially with start-ups, before making funds available. The centerpiece of a credit check is the solvency, and this can become a major obstacle for the self-employed. Of course, lenders are also rather reluctant due to the often lack of guarantees
the best handyman apps in the test
Modern craft enterprises pay attention not only to professional development, whether it concerns machines, tools or building materials. You can only be successful if you also make the work related to administration, customer service and accounting lean, fast and effective. The good news: There are some crafter software offerings that relieve you of these tasks.
Is my privately purchased car tax deductible?
4.2/5(15)The good news first: You can always deduct your business travel for tax purposes. You can still use your car privately. However, vehicle taxation is complicated. The tax office knows several variations of taxation, so you can not always choose according to your taste. The starting point for taxation is whether your car is classified
Becoming self-employed in Mainz: regional support programs for founders
5/5(3) In addition to a detailed plan, those who want to found a company first need one thing: sufficient capital. Own funds and start-up loans are on the one hand, on the other hand you should also consider existing financing opportunities. Sometimes there are considerable sums, many of which are also in the form of
SWOT analysis for. create the business plan: how it works! TIP
4.6/5(10) Know your strengths and weaknesses to recognize opportunities and risks: the SWOT analysis is a proven tool for developing the strategy of companies. For start-ups and founders in particular, it's a good opportunity to determine at an early stage with which company orientation you have the greatest chance of success in the market Have.
The Design Sprint: product development in 5 days
5/5(2)Startups and, of course, established companies have to continually reinvent themselves, bringing new products to market and thus keeping up with the times. Those who are not innovative and are constantly reinventing themselves will fall by the wayside. If you want to be as fast as Usain Bolt, you can learn a thing or two
Investments should wait for now: the federal government cuts venture capital funds for startups
Not exactly good news for young startups and investors for the new year. As the current funding guideline expired on December 31, 2022 and completion of the announced new version is delayed, it is currently not possible to apply for the INVEST Venture Capital Funding Program. The INVEST website of the responsible Federal Office for
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Increased contributions for private health insurance companies – that’s why it’s worth a change now
Increase contributions just in time for the end of the year? Many private health insurance companies do this. Many private health insurers are also adjusting their rates for 2022. According to one relationship of "Focus Online" include big providers like AXA, Allianz, Debeka, Generali and Signal Iduna. However, there are exceptions. A Change of private
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Sharp decline: investments in German startups collapse
The boom is already over: German startups received significantly less fresh capital from funding in 2022 than in the previous year. A total of 9.9 billion euros flowed into German startups – 43% less than in the record year 2021 (17.4 billion euros). Despite all the crises caused by rising interest rates, falling valuations and
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Headhunting should get smarter and faster: HR startup from Berlin gets seven-figure funding
After two years of successful bootstrapping, Berlin-based HR tech startup Jomigo is now backed by well-known investors from the world of HR and venture capital. The startup, founded in 2020 by Jannis Eller, Jonathan Muhr and Tobias Grieb, uses capital for the mission to revolutionize the headhunter market: the active recruitment of rare specialists should
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This is how important it is to improve digital skills for professional life
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Managing complex high-tech machines, working with the latest office software, collaborating between different teams across borders and locations - in order to stay current in professional life, many employees have completed further training in the last 2 years. For example, 40% of employed people used additional training opportunities to improve their digital skills in the
Independence begins with knowledge: Finstep app aims to educate young people financially
Every fifth German between the ages of 14 and 29 is in debt. To counter this fate resiliently, future generations must learn to become financially independent as soon as possible. Finstep Solutions GmbH is targeting young people with the "Finstep" app and wants to promote financial independence through education. The educational app, which has just
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Health insurance for self-employed and founders: PKV vs GKV
5/5(1)When establishing a company, all necessary registration forms are complemented by registration with the health insurance company. When starting your first self-employment, you can choose whether you want statutory or private insurance (you cannot do this as an employee). You should make your choice carefully, because you can't undo it later. Important in this decision
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What you’ve always wanted to know: so that the Metaverse doesn’t remain a bohemian village
The metaverse or metaverse is currently considered to be the future of the internet in the tech scene. However, the term is still largely unknown in the German economy. Just over half of companies (55%) say they've never heard of the Metaverse. 17 percent have heard the term before, but don't know exactly what it
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Startups are full of confidence
In the past two years, the situation for startups in Germany has improved. This is what 42% of tech startup founders say. Another 40 percent see no change, and only 12 percent complain about the deteriorating situation for start-ups. These are the results of a survey of around 150 technology startups commissioned by the digital
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From Marketing Strategy to Marketing Calendar: Here's How to Get Started Successfully in the Market | Instructions in 8 steps
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5/5(3)Marketing is an important part of your business plan. It helps you define your goals and develop a clear message that resonates with your target audience. But without a well thought-out strategy and without a concrete implementation plan, you risk that your advertising measures will not be effective and you will not be able to
FINANCE
finance
Calculating Your Freelance Fees: Key Factors to Consider for Success
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5/5(1)Your compensation as a freelancer or self-employed will largely determine your success. If you ask too much, you may not be marketable to competitors - if you sell yourself below value, this will have a negative effect on your overall balance over the medium term. So you should think about your share amount at the
finance
XRechnung 2022 – that's all, MUST be on the XRechnung tip
5/5(1)You are all familiar with e-invoices (electronic invoices): You often send them to your customers in PDF format. But this is not really legally safe and data protection compliant and, above all, technically reasonable. Therefore, the EU has approved a regulation on how digital invoices should be created. Since November 2020, this requirement has been
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finance
Calculating Your Freelance Fees: Key Factors to Consider for Success
5/5(1)Your compensation as a freelancer or self-employed will largely determine your success. If you ask too much, you may not be marketable to competitors - if you sell yourself below value, this will have a negative effect on your overall balance over the medium term. So you should think about your share amount at the
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finance
Writing a business continuity plan: the business plan for corporate succession
5/5(7) An idea and a fairly precise plan are the most important prerequisites for a start-up. You don't even have to start a new company: The corporate succession it is a serious alternative to founding a new company. There are many good reasons to start your own business with a company acquisition start. Here you
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