Independence begins with knowledge: Finstep app aims to educate young people financially

Every fifth German between the ages of 14 and 29 is in debt. To counter this fate resiliently, future generations must learn to become financially independent as soon as possible. Finstep Solutions GmbH is targeting young people with the "Finstep" app and wants to promote financial independence through education. The educational app, which has just

the best handyman apps in the test

Modern craft enterprises pay attention not only to professional development, whether it concerns machines, tools or building materials. You can only be successful if you also make the work related to administration, customer service and accounting lean, fast and effective. The good news: There are some crafter software offerings that relieve you of these tasks.

Invoice template for small business owners?

4/5(4)The only important difference in the invoice for small businesses: under no circumstances should sales tax be shown. As this does not comply with the provisions of the VAT Act, a reason must also be clearly stated on the invoice: A note in the form of "According to § 19 of the UStG no sales

Investments should wait for now: the federal government cuts venture capital funds for startups

Not exactly good news for young startups and investors for the new year. As the current funding guideline expired on December 31, 2022 and completion of the announced new version is delayed, it is currently not possible to apply for the INVEST Venture Capital Funding Program. The INVEST website of the responsible Federal Office for

Passau start-up study: Unequal ownership distribution in the founding team leads to more innovation

5/5(1)From the very beginning, founders should think about how to distribute ownership shares in their company among themselves. Researchers from the University of Passau, the ZEW – Leibniz Center for European Economic Research in Mannheim and the IÉSEG School of Management in Paris have found that teams are more innovative when ownership is unevenly distributed.

Inventory management, financial accounting, green office: Sage50 ensures a good climate

5/5(3)Inventory management, financial accounting, order processing – small businesses and start-ups need simple solutions for complex tasks. It is better to use software that takes care of the organization of the various processes. Say 50 masters this Simple interaction between business and accounting - and it might even make your office greener. Anyone who chooses

Once a tax return, always a tax return?

3.5/5(4)NO. Once a taxpayer has filed a voluntary tax return, he does not oblige him to file a return in subsequent years. However, it is possible that the tax office will ask the taxpayer to file a return after a one-off payment – ​​in which case he must comply with this request. Answers for you:

Founding a UG despite personal bankruptcy?

In principle, the state does not put any obstacles in place for a debtor to become self-employed. From a purely legal point of view, the establishment of a company is also possible in the event of personal bankruptcy. One Exception First of all: if it is not a personal bankruptcy, but also a business bankruptcy

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Heating, air conditioning, hot water: how companies can save energy

Does everyone in an office building turn on the heaters themselves or is the temperature automatically controlled based on the weather conditions and the respective room usage? Is the air conditioning running at full blast as the summer sun warms the rooms through the large windows or do the blinds automatically lower to keep things

Invoice template for small business owners?

4/5(4)The only important difference in the invoice for small businesses: under no circumstances should sales tax be shown. As this does not comply with the provisions of the VAT Act, a reason must also be clearly stated on the invoice: A note in the form of "According to § 19 of the UStG no sales

No additional payments for a voluntarily filed tax return?

5/5(4)Right. If, contrary to expectations, the tax return does not involve a refund, but rather a request for an additional payment, the taxpayer can withdraw the income tax assessment application. However, this is only possible as long as the tax assessment is not yet final or within one month of receipt of the assessment. There

Investments should wait for now: the federal government cuts venture capital funds for startups

Not exactly good news for young startups and investors for the new year. As the current funding guideline expired on December 31, 2022 and completion of the announced new version is delayed, it is currently not possible to apply for the INVEST Venture Capital Funding Program. The INVEST website of the responsible Federal Office for

Become self-employed as a winemaker – set up your own winery

5/5(3)THE history of wine it probably dates back to 8,000 years ago. So it has fascinated people for a long time. Some see it only as a delicious accompaniment to food, others as a real passion. In the latter case, you should think about starting your own winery. To be successful as a winemaker, you

Founding a UG or GmbH for a blog with AdSense?

5/5(10)AS: the question arises with the separation in freelance or commercial activities. As a blogger, you can argue that you are clearly a "freelancer" in spirit, and both bloggers and independent editors who are not bound by instructions can certainly be considered freelancers, just like freelance journalists. In all likelihood, the Revenue Agency will also

Passau start-up study: Unequal ownership distribution in the founding team leads to more innovation

5/5(1)From the very beginning, founders should think about how to distribute ownership shares in their company among themselves. Researchers from the University of Passau, the ZEW – Leibniz Center for European Economic Research in Mannheim and the IÉSEG School of Management in Paris have found that teams are more innovative when ownership is unevenly distributed.

The best payroll program compared to 2023

4.61/5(46) First things first: if you ask yourself whether a payroll program makes sensethen the answer is: Payroll accounting in 2023 will hardly be possible without specialized software. The large number of legal regulations that must be observed very precisely in payroll accounting and in the administration of the numerous reporting regulations and legal requirements

Calculating Your Freelance Fees: Key Factors to Consider for Success

5/5(1)Your compensation as a freelancer or self-employed will largely determine your success. If you ask too much, you may not be marketable to competitors - if you sell yourself below value, this will have a negative effect on your overall balance over the medium term. So you should think about your share amount at the

Finally, employee participation should also become more attractive in German startups

A recently announced Future Financing Act bill provides significant improvements for employee equity ownership in startups. Bitkom president Achim Berg explains: “The changes that have now been announced are really good news for our startup scene and for Germany as a technology location. With a financially more attractive employee participation, German start-ups can finally move

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Canceling activity registration – how do I cancel an activity registration?

4.37/5(19)Those who no longer carry out their business must also report it to the competent commercial office. This is regulated very clearly by section 14 of the GewO (trade regulations). Any change affecting trade must be reported to the competent authority. Of course, this also applies to the fact that you no longer want to

Finally, employee participation should also become more attractive in German startups

A recently announced Future Financing Act bill provides significant improvements for employee equity ownership in startups. Bitkom president Achim Berg explains: “The changes that have now been announced are really good news for our startup scene and for Germany as a technology location. With a financially more attractive employee participation, German start-ups can finally move

Crowdinvesting campaign record: How a winery found 5,000 new co-owners

The first winery in Europe to be owned by several thousand co-owners - this is the ambitious goal that the Lower Austrian winery Dürnberg started its journey in the summer. After the end of the crowdinvesting campaign, everyone in the Weinviertel is happy: More than 5,000 new shareholders and co-owners have been found - a

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That is why the GDPR offers companies very few competitive advantages

The European General Data Protection Regulation it is still a long way from its goal of creating uniform data protection rules in Europe. And this despite the fact that the vast majority of companies have now implemented the requirements of the GDPR. This is demonstrated by a representative survey commissioned by the digital association Bitkom

Seven out of ten workers are under professional pressure during the summer holidays

Calls from superiors, messages from your team or emails from business partners – seven out of ten employees (71 percent) can be reached professionally while on vacation this summer. Only a quarter (27%) don't want to be bothered with official requests during the holidays. This is the result of a representative survey of over 1,000

Digital engagement and awards: These projects win the Digital Union 2022 Audience Award

Digital bereavement support, smartphone counseling hours for seniors, an inclusive online platform, a digital advent calendar for schoolchildren: six projects won an online public vote for the Digital Union Audience Award among around 100 finalists - and received a total of €16,000 in prize money. The prize was awarded by the "Digital for All" alliance

Founding a music school – it's incredibly easy: planning, costs, income 2023

5/5(1)Step 1: Prerequisites | Career paths to your music school There are several ways to work as a music teacher, you can work as a paid music teacher at a music school and as a self-employed music teacher in your main job. But you can also start as a part-time music teacher, that's not that

The pandemic is accelerating change in the world of work

Home office, flexible working hours and new forms of cooperation: the modernization and digitization of the world of work has accelerated further during the coronavirus pandemic. Currently, half of all employees (50 percent) in Germany work fully or partially in the home office or on the move. There is great support for more flexible forms

Best Online Accounting Programs | Comparison 05/2023

4.61/5(119) A good accounting program basically makes sense from the very first turnover: every company has to keep accounts, keep an eye on its finances and calculate. Accounting is required by law and must follow certain rules: den Principles of Proper Accounting (GoB). AS every business needs Also an accounting software. Particularly popular I am

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German IT companies want to increase the proportion of women, but nobody feels responsible

The digital economy wants to promote women more. 24 percent of companies have set goals to increase the proportion of women. Another 14 percent are planning it in concrete terms, and 29 percent are currently discussing it. For 29% of companies, however, these goals will not be a problem in the future either. These are

Create a chatbot – step by step to your own chatbot

5/5(1)Constant availability is an essential element of customer retention today and in times of global demands that means 24/7. At the same time, hardly any company can afford to have employees available for customer support and requests. customers at any time of the day or night. It is possible to process many standardized inquiries with

Writing a business continuity plan: the business plan for corporate succession

5/5(7) An idea and a fairly precise plan are the most important prerequisites for a start-up. You don't even have to start a new company: The corporate succession it is a serious alternative to founding a new company. There are many good reasons to start your own business with a company acquisition start. Here you

The Best Credit Cards for the Self-Employed: Comparison 05/2023

Especially those who travel a lot will benefit from the advantages of credit cards particularly well: business expenses are recorded in full, it is often not necessary to prepare a lengthy travel expense report and all business receipts are always at hand thanks to the account statement of the credit card. Credit card offers (05/2023)