Online banking becomes smartphone banking

Classic online banking is becoming smartphone banking. For the first time, two-thirds (67%) of online banking users are using their mobile phones. One year ago it was 64%, three years ago it was only 52%. For the first time, half of people over 65 who bank online are using their smartphone to do so. A

Passau start-up study: Unequal ownership distribution in the founding team leads to more innovation

5/5(1)From the very beginning, founders should think about how to distribute ownership shares in their company among themselves. Researchers from the University of Passau, the ZEW – Leibniz Center for European Economic Research in Mannheim and the IÉSEG School of Management in Paris have found that teams are more innovative when ownership is unevenly distributed.

Calculation of personnel costs in the business plan: this is how it works

4.56/5(9) In the start-up phase of a business, many building blocks are set that are essential for a stable business foundation. Anyone who makes mistakes here quickly risks the future of their startup. And: As the successful entrepreneur knows, a company cannot develop further without capable employees. Anyone who hires employees as a founder must

German IT companies want to increase the proportion of women, but nobody feels responsible

The digital economy wants to promote women more. 24 percent of companies have set goals to increase the proportion of women. Another 14 percent are planning it in concrete terms, and 29 percent are currently discussing it. For 29% of companies, however, these goals will not be a problem in the future either. These are

Inventory management, financial accounting, green office: Sage50 ensures a good climate

5/5(3)Inventory management, financial accounting, order processing – small businesses and start-ups need simple solutions for complex tasks. It is better to use software that takes care of the organization of the various processes. Say 50 masters this Simple interaction between business and accounting - and it might even make your office greener. Anyone who chooses

Founding a UG despite personal bankruptcy?

In principle, the state does not put any obstacles in place for a debtor to become self-employed. From a purely legal point of view, the establishment of a company is also possible in the event of personal bankruptcy. One Exception First of all: if it is not a personal bankruptcy, but also a business bankruptcy

Once a tax return, always a tax return?

3.5/5(4)NO. Once a taxpayer has filed a voluntary tax return, he does not oblige him to file a return in subsequent years. However, it is possible that the tax office will ask the taxpayer to file a return after a one-off payment – ​​in which case he must comply with this request. Answers for you:

Passau start-up study: Unequal ownership distribution in the founding team leads to more innovation

5/5(1)From the very beginning, founders should think about how to distribute ownership shares in their company among themselves. Researchers from the University of Passau, the ZEW – Leibniz Center for European Economic Research in Mannheim and the IÉSEG School of Management in Paris have found that teams are more innovative when ownership is unevenly distributed.

Read Now

Calculating Your Freelance Fees: Key Factors to Consider for Success

5/5(1)Your compensation as a freelancer or self-employed will largely determine your success. If you ask too much, you may not be marketable to competitors - if you sell yourself below value, this will have a negative effect on your overall balance over the medium term. So you should think about your share amount at the

10 insurance founders and startups need in 2023!

5/5(3)What insurance does a self-employed person really need? How do you adequately protect yourself as a startup? Studies have shown that around 90 percent of people who start their own businesses believe their business is well protected, yet only about half actually seek comprehensive advice. Not a good decision: there is no general answer to

Founding a UG or GmbH for a blog with AdSense?

5/5(10)AS: the question arises with the separation in freelance or commercial activities. As a blogger, you can argue that you are clearly a "freelancer" in spirit, and both bloggers and independent editors who are not bound by instructions can certainly be considered freelancers, just like freelance journalists. In all likelihood, the Revenue Agency will also

Health insurance for self-employed and founders: PKV vs GKV

5/5(1)When establishing a company, all necessary registration forms are complemented by registration with the health insurance company. When starting your first self-employment, you can choose whether you want statutory or private insurance (you cannot do this as an employee). You should make your choice carefully, because you can't undo it later. Important in this decision

The best payroll program compared to 2023

4.61/5(46) First things first: if you ask yourself whether a payroll program makes sensethen the answer is: Payroll accounting in 2023 will hardly be possible without specialized software. The large number of legal regulations that must be observed very precisely in payroll accounting and in the administration of the numerous reporting regulations and legal requirements

That is why the GDPR offers companies very few competitive advantages

The European General Data Protection Regulation it is still a long way from its goal of creating uniform data protection rules in Europe. And this despite the fact that the vast majority of companies have now implemented the requirements of the GDPR. This is demonstrated by a representative survey commissioned by the digital association Bitkom

Taxes: how is the distance allowance calculated?

5/5(5)NO. In principle, the journey to work can only be assessed as a simple flat-rate travel allowance from the place of residence to the place of work. For example, if the work is 15 kilometers from home, the taxpayer can declare 15 x €0.30 = €4.50 per working day in his tax return. Answers for

SWOT analysis for. create the business plan: how it works! TIP

4.6/5(10) Know your strengths and weaknesses to recognize opportunities and risks: the SWOT analysis is a proven tool for developing the strategy of companies. For start-ups and founders in particular, it's a good opportunity to determine at an early stage with which company orientation you have the greatest chance of success in the market Have.

Digital Union Award 2023: We are looking for successful projects related to digitization and engagement

An online platform for citizen participation, an initiative against disinformation on the Internet or tandem partnership for first steps with the smartphone: to appreciate the many facets of digital engagement, the initiative "Digital for All" (DFA) awards digital awards for the fourth time on the occasion of the digital day Times the "Digital Union Award“.

XRechnung 2022 – that's all, MUST be on the XRechnung tip

5/5(1)You are all familiar with e-invoices (electronic invoices): You often send them to your customers in PDF format. But this is not really legally safe and data protection compliant and, above all, technically reasonable. Therefore, the EU has approved a regulation on how digital invoices should be created. Since November 2020, this requirement has been

Most Popular

news

Start-up ecosystem Munich – 2022 overview of the start-up scene M

the Munich start-up scene is not a hidden champion, the city on the Isar is at the forefront. After Berlin, the Rhine-Ruhr metropolitan region and the start-up regions of Hamburg and Stuttgart/Karlsruhe, Munich is one of the five start-up strongholds in Germany. According to the current Startup Monitor, the percentage has increased

No additional payments for a voluntarily filed tax return?

5/5(4)Right. If, contrary to expectations, the tax return does not involve a refund, but rather a request for an additional payment, the taxpayer can withdraw the income tax assessment application. However, this is only possible as long as the tax assessment is not yet final or within one month of receipt of the assessment. There

Invoice template for small business owners?

4/5(4)The only important difference in the invoice for small businesses: under no circumstances should sales tax be shown. As this does not comply with the provisions of the VAT Act, a reason must also be clearly stated on the invoice: A note in the form of "According to § 19 of the UStG no sales

blog

The best payroll program compared to 2023

4.61/5(46) First things first: if you ask yourself whether a payroll program makes sensethen the answer is: Payroll accounting in 2023 will hardly be possible without specialized software. The large number of legal regulations that must be observed very precisely in payroll accounting and in the administration of the numerous reporting regulations and legal requirements

From Marketing Strategy to Marketing Calendar: Here's How to Get Started Successfully in the Market | Instructions in 8 steps

5/5(3)Marketing is an important part of your business plan. It helps you define your goals and develop a clear message that resonates with your target audience. But without a well thought-out strategy and without a concrete implementation plan, you risk that your advertising measures will not be effective and you will not be able to

This is how the German offices were permanently made more digital

The corona pandemic has triggered a sustained push towards digitization in German companies. About one in two people (49%) say that Corona has accelerated the digitization of their business model. This is one of the most important findings of a representative survey of 1,102 companies with 20 or more employees from all economic sectors on

Best Online Accounting Programs | Comparison 05/2023

4.61/5(119) A good accounting program basically makes sense from the very first turnover: every company has to keep accounts, keep an eye on its finances and calculate. Accounting is required by law and must follow certain rules: den Principles of Proper Accounting (GoB). AS every business needs Also an accounting software. Particularly popular I am

The smartest cities in Germany: Hamburg just before Munich, Dresden for the first time on the podium

Hamburg wins again, but loses a lot of advantage, Munich is catching up at great speed, Dresden takes the podium for the first time and overall almost all the latecomers manage to catch up: these are the results of the Smart City Index, which the digital association Bitkom 2022 for the fourth time raised. Hamburg

What you’ve always wanted to know: so that the Metaverse doesn’t remain a bohemian village

The metaverse or metaverse is currently considered to be the future of the internet in the tech scene. However, the term is still largely unknown in the German economy. Just over half of companies (55%) say they've never heard of the Metaverse. 17 percent have heard the term before, but don't know exactly what it

FINANCE

What you’ve always wanted to know: so that the Metaverse doesn’t remain a bohemian village

The metaverse or metaverse is currently considered to be the future of the internet in the tech scene. However, the term is still largely unknown in the German economy. Just over half of companies (55%) say they've never heard of the Metaverse. 17 percent have heard the term before, but don't know exactly what it

XRechnung 2022 – that's all, MUST be on the XRechnung tip

5/5(1)You are all familiar with e-invoices (electronic invoices): You often send them to your customers in PDF format. But this is not really legally safe and data protection compliant and, above all, technically reasonable. Therefore, the EU has approved a regulation on how digital invoices should be created. Since November 2020, this requirement has been

Writing a business continuity plan: the business plan for corporate succession

5/5(7) An idea and a fairly precise plan are the most important prerequisites for a start-up. You don't even have to start a new company: The corporate succession it is a serious alternative to founding a new company. There are many good reasons to start your own business with a company acquisition start. Here you

Tax-free in-kind benefits for employees – this is how it works!

5/5(1)What are benefits in kind? Non-monetary benefits are income that is not cash, such as goods and services that you as an employer offer your employees as fringe benefits. In principle, these so-called benefits are initially regarded as your employee income, i.e. assets that exist in cash or monetary value within the meaning of §