Classic online banking is becoming smartphone banking. For the first time, two-thirds (67%) of online banking users are using their mobile phones. One year ago it was 64%, three years ago it was only 52%. For the first time, half of people over 65 who bank online are using their smartphone to do so. A

A recently announced Future Financing Act bill provides significant improvements for employee equity ownership in startups. Bitkom president Achim Berg explains: “The changes that have now been announced are really good news for our startup scene and for Germany as a technology location. With a financially more attractive employee participation, German start-ups can finally move

The European General Data Protection Regulation it is still a long way from its goal of creating uniform data protection rules in Europe. And this despite the fact that the vast majority of companies have now implemented the requirements of the GDPR. This is demonstrated by a representative survey commissioned by the digital association Bitkom

Spoke.ai, the AI-powered suite of tools founded by former N26 employees, has secured a €2 million pre-seed round. The round was led by Founders, with further investment coming from Possible Ventures and an association of experienced angel investors, such as N26 co-founder Maximilian Tayenthal. Funding will be used to get more than 500 companies on

Modern craft enterprises pay attention not only to professional development, whether it concerns machines, tools or building materials. You can only be successful if you also make the work related to administration, customer service and accounting lean, fast and effective. The good news: There are some crafter software offerings that relieve you of these tasks.

5/5(1)Your compensation as a freelancer or self-employed will largely determine your success. If you ask too much, you may not be marketable to competitors - if you sell yourself below value, this will have a negative effect on your overall balance over the medium term. So you should think about your share amount at the

5/5(1)Despite all efforts, it is often not possible to get your company around the curve. If all else fails, the next step is bankruptcy. We have put together for you here who can file for insolvency with a GmbH, when you have to do it and which requirements apply. Declared insolvency by creditors or the

3.5/5(4)NO. Once a taxpayer has filed a voluntary tax return, he does not oblige him to file a return in subsequent years. However, it is possible that the tax office will ask the taxpayer to file a return after a one-off payment – ​​in which case he must comply with this request. Answers for you:

5/5(1)What are benefits in kind? Non-monetary benefits are income that is not cash, such as goods and services that you as an employer offer your employees as fringe benefits. In principle, these so-called benefits are initially regarded as your employee income, i.e. assets that exist in cash or monetary value within the meaning of §

4/5(4)The only important difference in the invoice for small businesses: under no circumstances should sales tax be shown. As this does not comply with the provisions of the VAT Act, a reason must also be clearly stated on the invoice: A note in the form of "According to § 19 of the UStG no sales