No, the Ich-AG program has not existed since August 1, 2006. Between 2003 and 2006, unemployed individuals could start a business supported by grants from the employment office. Since 2006, the “start-up subsidy” has replaced the Ich-AG program.
Today, self-employment support measures distinguish between ALG I and ALG II beneficiaries. Since 2011, ALG I beneficiaries no longer have a legal entitlement to the start-up grant, but ALG II recipients can request a registration fee, though it is discretionary and not guaranteed.
The start-up subsidy is granted at the discretion of the employment agency to unemployed individuals aiming for full-time self-employment. To qualify, founders must be unemployed, have residual entitlement to 150 days of unemployment benefits, and present a verified, promising business plan. Once approved, founders continue to receive unemployment benefits for six months, followed by a discretionary 300 euros per month for an additional nine months. However, this subsidy can be revoked based on the success of the business.
For ALG II beneficiaries, the subsidy amounts to a maximum of 50% (or 75% in certain cases) of the standard benefit, depending on their needs and the employment agency’s discretion. The goal remains reintegration into the labor market, including through self-employment.
Startups may still benefit from various financing options outside of employment agencies. Grants and subsidies must be evaluated on a case-by-case basis. Coaching and seminars can also be valuable, especially for those with little business experience.
In some cases, the Activation and Placement Voucher (AVGS) can also be used to promote self-employment or support measures that ensure successful self-employment.